Social Accounts 2025 - Flipbook - Page 70
How we have progressed over the year
What we say we would achieve Progress to date
Maintain a strong focus on positive
employee engagement.
Retain and recruit key skills across the
organisation including our Board.
Manage a successful organisation-wide
transition to new ways of working caused by
the Covid-19 pandemic.
Throughout the pandemic, we continued to hold meetings with representatives of a committee to discuss the
transition of going back to the offices and potential new working arrangements.
As pandemic restrictions eased, external training and development opportunities increased and we encouraged
the team to take part. We have continued to hold Coffee and Learn Sessions on a variety of topics including,
narrating PowerPoint, growing and storing herbs and environmental issues.
The Queen’s Award presentation (delayed from 2020) was held near Newcastle upon Tyne, This was the first
time our UK team had met in person for two years. Pandemic restrictions meant that our colleagues in Africa
and Latin America were unable to travel to the UK. However, they joined us virtually via Zoom for the ceremony.
The UK team also came together in both June and September and again, colleagues enjoyed the opportunity to
interact face to face.
The results from the Engagement Survey were the best we have seen with a positive move in engagement
levels, which demonstrated that from those who responded (response rate of 94.4%) colleagues were either
Actively Engaged (63.5%) or Engaged (36.5%).
There were three leavers during this financial year. The first was due to a need for our former colleague to
relocate to Brussels. Two colleagues left for for career and salary progression - as a small organisation, there
are limited opportunities for upward progression.
We successfully recruited two new Non-Executive Directors (to replace those retiring) to our Board during this
time who have brought additional skills and experience to the organisation.
Following almost two years of working from home our Newcastle office re-opened on 14th March using a new
hybrid model. The UK team initially worked one day a week in the office and the remainder at home We
consulted with colleagues on their preferences and began to consider smaller office premises. As a
consequence from mid-May, the UK team has been able to work from home or choose to work in the office.
Our regional premises were closed during the year and our colleagues have chosen to work permanently from
home. Consequently, these premises have closed permanently.
Our Lending - Social Accounts 2025 - Flipbook - Page 20
Our Lending: Providing a Reliable Source of Finance and Customer and Portfolio Development - Social Accounts 2025 - Flipbook - Page 21
Our Lending: Customer relationships, communication and events - Social Accounts 2025 - Flipbook - Page 22
Products Financed - Social Accounts 2025 - Flipbook - Page 23
Products Financed - Social Accounts 2025 - Flipbook - Page 24
Due Diligence and Management of our Risk Portfolio - Social Accounts 2025 - Flipbook - Page 25
Disbursements - Social Accounts 2025 - Flipbook - Page 26
Lending per Region - Social Accounts 2025 - Flipbook - Page 27
Number of Customers per Country in 2023 - Social Accounts 2025 - Flipbook - Page 28
Where we made Disbursements in 2023 - Social Accounts 2025 - Flipbook - Page 29
Our Projects - Social Accounts 2025 - Flipbook - Page 30
Our Team - Social Accounts 2025 - Flipbook - Page 31
Our Team: Recruitment and Hybrid Working - Social Accounts 2025 - Flipbook - Page 32
Our Team: Internal Communication, Wellbeing and Social Events and Benefits and Salary - Social Accounts 2025 - Flipbook - Page 33
Our Team: Engagement Survey - Social Accounts 2025 - Flipbook - Page 34
Our Team: Our Volunteers - Social Accounts 2025 - Flipbook - Page 35
Our Team: Our Volunteers (Case Studies) - Social Accounts 2025 - Flipbook - Page 36
Environment - Social Accounts 2025 - Flipbook - Page 37
Financial Stewardship - Social Accounts 2025 - Flipbook - Page 38
Part 2: Our Impact - Social Accounts 2025 - Flipbook - Page 39
Improvement in the Livelihood of People as they Trade their way out of Poverty - Social Accounts 2025 - Flipbook - Page 40
Improvement in the Livelihood of People as they Trade their way out of Poverty - Social Accounts 2025 - Flipbook - Page 41
Gender Equality - Social Accounts 2025 - Flipbook - Page 42
Gender Equality - Social Accounts 2025 - Flipbook - Page 43
Long Term Outcome 1: Increased Income for Farmers, Artisans and Workers - Social Accounts 2025 - Flipbook - Page 44
Long Term Outcome 1: Increased Income for Farmers, Artisans and Workers - Social Accounts 2025 - Flipbook - Page 45
Long Term Outcome 1: Increased Income for Farmers, Artisans and Workers - Social Accounts 2025 - Flipbook - Page 46
Long Term Outcome 1: Increased Income for Farmers, Artisans and Workers - Social Accounts 2025 - Flipbook - Page 47
Case Study: CAYAT - Social Accounts 2025 - Flipbook - Page 48
Case Study: CAYAT - Social Accounts 2025 - Flipbook - Page 49
Long Term Outcome 2: Stronger, More Resilient and Sustainable Businesses - Social Accounts 2025 - Flipbook - Page 50
Long Term Outcome 2: Stronger, More Resilient and Sustainable Businesses - Social Accounts 2025 - Flipbook - Page 51
Long Term Outcome 3: Employment Creation for Farmers, Artisans and Workers - Social Accounts 2025 - Flipbook - Page 52
Case Study: EDUCE - Social Accounts 2025 - Flipbook - Page 53
Social Accounts 2025 - Flipbook - Page 54
Increase in Technical Assistance and Producer Support - Social Accounts 2025 - Flipbook - Page 55
Enterprise Development - Social Accounts 2025 - Flipbook - Page 56
Women and Youth Empowerment - Social Accounts 2025 - Flipbook - Page 57
Women and Youth Empowerment - Social Accounts 2025 - Flipbook - Page 58
Women and Youth Empowerment - Social Accounts 2025 - Flipbook - Page 59
Women and Youth Empowerment - Social Accounts 2025 - Flipbook - Page 60
Women and Youth Empowerment - Social Accounts 2025 - Flipbook - Page 61
Building Climate Resilience - Social Accounts 2025 - Flipbook - Page 62
Summary - Social Accounts 2025 - Flipbook - Page 63
Summary - Social Accounts 2025 - Flipbook - Page 64
Stakeholders - Social Accounts 2025 - Flipbook - Page 65
Consultations - Social Accounts 2025 - Flipbook - Page 66
Social Accounts 2025 - Flipbook - Page 67
Social Accounts 2025 - Flipbook - Page 68
Social Accounts 2025 - Flipbook - Page 69
Social Accounts 2025 - Flipbook - Page 70
Social Accounts 2025 - Flipbook - Page 71